Click on the various topics below to learn more about our perspectives on the differences between HOAs and metropolitan districts. We also provide links to other websites to help you dig into the details as you research the differences between each type of organization. 

  • Type of Entity
  • Tax Status
  • Governing Documents & Laws
  • Membership
  • Board Elections
  • Voter Approval to Raise Dues/Taxes
  • Voter Approval to Amend Governing Documents
  • Voter Approval to Amend Declaration
  • Revenue-generating Powers
  • Collection Process
  • Collection Costs
  • Creditor Powers
  • Covenant Enforcement Services
  • Common Areas
  • Trash Collection
  • Financial Statements
  • Governmental Reporting



Metropolitan Districts

Homeowner associations (HOAs) in Colorado are typically organized as nonprofit corporations. However, HOAs may also be organized as not-for-profit corporations, for-profit corporations or limited liability companies. The laws regarding how and when an HOA may be organized can be found at CRS 38-33.3-301 (“Organization of unit owners’ association”).


FAQ Note: Many are unaware of the difference between a homeowner association, a common interest community and a declaration document (also known as the covenants conditions and restrictions document or CC&Rs). Please click here to learn more about the differences between each.



Metropolitan districts (aka “metro” districts) are quasi-municipal corporations and political subdivisions of the State of Colorado. Title 32 of the Colorado revised statutes (CRS) provides the laws, restrictions and powers applicable to the creation and operation of metropolitan districts.

Generally, the unique powers (e.g. power to assess property taxes), restrictions (e.g. subject to state election laws) and limited liability protections applicable to metropolitan districts are the primary distinguishing characteristics that set metropolitan district entities apart from HOAs.